Case studies
Four anonymised cases from recent work. Each one shows what the file looked like, what we did, and what got approved — so you can judge the pattern, not the pitch.
Industry and figures are abstracted to protect clients. The structures and approvals are real.
Trading · Working capital
RM 2.0M
Established trading SME with clean profitability but weak file presentation. We reframed concentration risk, matched the sector appetite and rebuilt the cashflow narrative.
Third submission · Six-week approval
F&B · Capex
RM 3.5M
Strong brand, messy management accounts and an audited file that hid the real economics. We rebuilt the presentation and structured drawdown around capex milestones.
Scheme-backed term loan · Tranche drawdown
Construction · Project-based
RM 4.0M
Two confirmed government-linked contracts, but no lender wanted a plain term loan. We moved the discussion into project financing and packaged the contracts properly.
Project financing + performance bonds
Manufacturing · Refinancing
28%
Five facilities across three banks were priced for an older risk profile. We consolidated the debt, negotiated security release and reset tenure around the current capex cycle.
Lower monthly debt service · Fresh WC headroom
A note on what you're reading
Every case here represents a real file that closed. We abstract identifying details out of respect for clients. If you'd like to hear more about a specific case similar to your situation, ask on WhatsApp and we'll walk you through the parallels — still anonymised, but in more depth.
Tell us what you're working on. We'll tell you where the parallels are, and where they aren't.